Earn

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Earn Additional Interest

With a Choice Gold or Choice 50 Gold Checking account you can earn additional interest each month by doing any of the five simple things listed below! To earn the base interest rate your account must maintain a collected daily balance of $1,000. The interest is tiered with the Base Rate being the lowest and Rate 6 being the highest.

Several of the ways to earn additional interest rollover from month-to-month, such as combined statements and online statements, but others need to be achieved each month after your statement cuts in order to be bumped up to the next rate level.

Rate 1
Maintain $1,000 (Base Rate)1
Rate 2
Maintain $1,000 plus 1 of the 5 listed below
Rate 3
Maintain $1,000 plus 2 of the 5 listed below
Rate 4
Maintain $1,000 plus 3 of the 5 listed below
Rate 5
Maintain $1,000 plus 4 of the 5 listed below
Rate 6
Maintain $1,000 plus ALL 5 listed below

1Rates subject to change daily.

  1. Combined Statements
    You will start earning additional interest the day you set your savings, loan, CD, or IRA statements to be combined with your Choice Gold or Choice 50 Gold Checking account statement. Stop by or call any of our convenient banking center locations today to sign up for combined statements.
  2. Online Statements
    You will start earning additional interest the day you set your Choice Gold or Choice 50 Gold Checking account statement to be delivered online. To sign up for online statements, log in to your Online Banking, select Products & Services, then select the account you wish you receive online statements, and complete the information to register. Once your online statements are set up, you will go to Products & Services to view the statements. For more info, visit our Online Banking page.
  3. Direct Deposit
    You will start earning additional interest the day your first direct deposit clears your Choice Gold or Choice 50 Gold Checking account. Setting up direct deposit is more convenient than having to come by the bank each time you get your paper check. For more info, visit our Services page.
  4. Visa® Debit Card
    You will start earning additional interest the day your 15th debit card transaction clears your Choice Gold or Choice 50 Gold Checking account! This will need to be achieved each month/statement cycle. If you have joint account holders, both debit cards' transactions will count towards this. For more info, visit our Credit & Debit Card page.
  5. Online Bill Pay or Automatic Debits
    You will start earning additional interest the day your 10th Online Bill Payment or Automatic Debit clears your Choice Gold or Choice 50 Gold Checking account. Save time, money on postage, and earn more interest! Set all your household bills and payments up for online bill pay or automatic debits. For more info, visit our Online Banking page.