Choice Checking

Personal

Choice Checking

The Cecilian Bank has several checking account options tailored to your individual needs. Whether you are looking for cost efficiency or additional interest, The Cecilian Bank is your connection to better banking. View the Checklist of items you'll need to open a new account.

Choice Checking

Looking for a FREE checking account? Choice Checking is the account for you! In fact, this account is better than free because of the additional benefits you will find.

  • $100 minimum to open account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • No Monthly Fee
  • Monthly Statements without Check Images1
  • Visa Debit Card2
  • Visa Credit Card3
  • Online Banking and Bill Pay
  • Mobile Banking

1Check images are available free through Online Banking. Low monthly fee of $2.00 per Statement Cycle for Statements with Check Images. 2 There is a $7.00 fee at the time of account opening to receive an Instant Issue Debit Card on site 3Separate qualified application required.


Choice Plus Checking

If you are looking for more than the basic checking account, this is the account for you! Choice Plus Checking adds the option of earning interest with the additional benefits of Choice Checking and more.

  • $100 minimum to open account
  • Unlimited Checking & Transactions
  • Monthly Statements with Check Images
  • $500 Daily Minimum Balance1
  • Ability to Earn Interest
  • Visa Debit Card2
  • Visa Credit Card3
  • Online Banking and Bill Pay
  • Mobile Banking

1When you keep a $500 Daily Minimum Balance, you will avoid the monthly fee. Should your balance drop below $500, a $7.50 monthly fee will be charged. Collected Daily Balances of $1,000 or more will earn interest. Rate subject to change daily Other terms and conditions may apply 2There is a $7.00 fee at the time of account opening to receive an Instant Issue Debit Card on site. 3Separate qualified application required.


Choice Gold Checking

Choice Gold Checking is the best value with no hidden fees or minimum transaction requirements. Built for the way you live, Choice Gold Checking is packed with features for your life such as cell phone protection, movie tickets, a nickel refund per debit card swipe, and more-all for a low, fixed monthly price of $7.95.

  • $100 minimum to open account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • Monthly Statements with Check Images
  • Notary Service
  • Visa Debit Card1
  • Visa Credit Card2
  • Online Banking and Bill Pay
  • Mobile Banking
  • Cashier’s Checks at No Issue Fee3

1There is a $7.00 fee at the time of account opening to receive an Instant Issue Debit Card on site. 2Seperate qualified application required. 3Limit of three per month.

Additional Benefits at no additional charge

$10,000 Accidental Death Insurance
You will be protected with $10,000 in Accidental Death Insurance 24 hours a day. Coverage divides equally on joint accounts and reduces by 50% at age 70.
Earn Additional Interest
Who doesn’t want more money? Collected Daily Balances of $1,000 or more will earn interest and by doing five simple things every month, you can earn even more interest with your Choice Gold Checking account! Visit our Earn Additional Interest page to learn more. Interest rates subject to change daily.
ID Theft Protection
Should you become a victim of ID theft, we’ve got you covered! With your Choice Gold Checking account, you are protected at no additional charge to you should you ever become a victim of identity theft with our Resolution Package or you may choose to upgrade to our Platinum Package. Visit our Security page to learn more.
Personalized Checks
Receive all the personally imprinted checks you need at no additional charge to you. Some restrictions may apply.
Personal Safe Deposit Box
Store your valuables in a personal size (3x5) safe deposit box. It’s yours with no rental fee for an entire year. New rentals only. Contents of safe deposit box are not FDIC insured.
Nickel Back
Receive a nickel back per swipe when you use your Cecilian Bank Visa® Debit Card as a PIN base or signature base transaction. Online purchases excluded. This will be credited to your account monthly and included on your monthly statement.
Cellular Telephone Protection
Receive up to $300 of replacement or repairs costs if your cell phone is stolen or damaged, in the U.S. and abroad. Cellular phone bill must be paid through this account and covers the first three phones listed on your cellular phone bill. $50 deductible per claim. Up to 2 claims per year. To file a claim, please call the Benefit Administrator at (866)210-0361.
Travel and Leisure Discounts
Redeem and print coupons online. Access discounts from your mobile device. Local and national discounts such as: hotels, restaurants, rental car, museums, sporting events, florist, dry cleaners and more! (Registration and enrollment required.)
VIP Concierge
The VIP Concierge gives you access to a 24-hour travel emergency assistance service. Receive personal assistance with last-minute or emergency travel and flight changes, lost luggage/passport/travel documents, restaurant/theatre/sporting event reservations and even pre-trip travel advice, plus a multitude of other concierge and emergency travel assistance services. Simply call 1-877-295-9625 for personal VIP assistance!
Family Health Discounts
Enjoy savings on vision, prescriptions and dental services! (Registration and enrollment required.)

Choice 50 Gold Checking

Being fifty has its advantages and we've made sure you have the best we can offer! Choice 50 Gold Checking comes with all the additional benefits of the other Choice accounts, but offers some unique benefits for our more mature customers - at a $5.95 per month fee.

  • $100 minimum to open account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • Monthly Statements with Check Images
  • Notary Service
  • Visa Debit Card1
  • Visa Credit Card2
  • Mobile Banking
  • Cashier’s Checks at No Issue Fee3

1There is a $7.00 fee at the time of account opening to receive an Instant Issue Debit Card on site. 2Seperate qualified application required. 3Limit of three per month.

Additional Benefits at no additional charge

$10,000 Accidental Death Insurance
You will be protected with $10,000 in Accidental Death Insurance 24 hours a day. Coverage divides equally on joint accounts and reduces by 50% at age 70.
Hometowners Club
Enjoy tours and events specially arranged at members-only prices and free seminars on a variety of topics.
Healthcare Certificate of Deposit
Special Healthcare CD waives early withdrawal penalty in the event of a personal medical emergency.
Earn Additional Interest
Who doesn’t want more money? Collected Daily Balances of $1,000 or more will earn interest and by doing five simple things every month, you can earn even more interest with your Choice 50 Gold Checking account! Visit our Earn Additional Interest page to learn more. Interest rates subject to change daily.
ID Theft Protection
Should you become a victim of ID theft, we’ve got you covered! With your Choice Gold Checking account, you are protected at no additional charge to you should you ever become a victim of identity theft with our Resolution Package or you may choose to upgrade to our Platinum Package. Visit our Security page to learn more.
Personalized Checks
Receive all the personally imprinted checks you need at no additional charge to you. Some restrictions may apply.
Personal Safe Deposit Box
Store your valuables in a personal size (3x5) safe deposit box. It’s yours with no rental fee for an entire year. New rentals only. Contents of safe deposit box are not FDIC insured.
Nickel Back
Receive a nickel back per swipe when you use your Cecilian Bank Visa® Debit Card as a PIN base or signature base transaction. Online purchases excluded. This will be credited to your account monthly and included on your monthly statement.
Cellular Telephone Protection
Receive up to $300 of replacement or repairs costs if your cell phone is stolen or damaged, in the U.S. and abroad. Cellular phone bill must be paid through this account and covers the first three phones listed on your cellular phone bill. $50 deductible per claim. Up to 2 claims per year. To file a claim, please call the Benefit Administrator at (866)210-0361.
Travel and Leisure Discounts
Redeem and print coupons online. Access discounts from your mobile device. Local and national discounts such as: hotels, restaurants, rental car, museums, sporting events, florist, dry cleaners and more! (Registration and enrollment required.)
VIP Concierge
The VIP Concierge gives you access to a 24-hour travel emergency assistance service. Receive personal assistance with last-minute or emergency travel and flight changes, lost luggage/passport/travel documents, restaurant/theatre/sporting event reservations and even pre-trip travel advice, plus a multitude of other concierge and emergency travel assistance services. Simply call 1-877-295-9625 for personal VIP assistance!
Family Health Discounts
Enjoy savings on vision, prescriptions and dental services! (Registration and enrollment required.)

Choice Opportunity Checking

Life has it's challenges, and when those challenges involve your personal finances, they can prove costly. If you've had banking problems in the past-such as an overdrawn account that was closed-finding an account that will work in today's world seems nearly impossible. But with The Cecilian Bank's Choice Opportunity Checking account, we have designed this for individuals who have experienced banking challenges in the past. Let us help you rebuild your credit scores, financial reputation, and confidence.

1There is a $7.00 fee at the time of account opening to receive an Instant Issue Debit Card on site


Easy Money Investment Checking

Enjoy the benefits of Easy unlimited access to your personal funds and receive a competitive interest rate with The Cecilian Bank's Easy Money Investment account. It's the Easy way to access funds; the Easy way to earn interest...It really is just that Easy.

1When you keep a $10,000 daily minimum balance, you will avoid the monthly fee. Should your balance drop below $10,000, a $20.00 monthly fee will be charged. 2Rate subject to change daily.


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