Choice Checking

The Cecilian Bank offers several checking account options, each one tailored to your individual banking needs. Are you looking for cost efficiency? We have it. Are you looking to earn additional interest? We have it. Travel, health or entertainment discounts? Have it. No matter what you’re looking for in a checking account, we have it. The Cecilian Bank is your connection to better banking.

Click here to view the Checklist of items you'll need to open a new account

Student Checking

Finally. A checking account as active as you. Our Student Checking is a perfect solution for teens and young adults 14 to 23 years-old.1 This special account offers features suitable for an on-the-go lifestyle at no cost to you! The Student Checking account has many perks including:

  • $50 Minimum to Open Account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • No Monthly Fee
  • Monthly Statements with Check Images

Choice Opportunity Checking

We get it. Reestablishing yourself in the banking world after experiencing an overdrawn account is challenging. That’s why we offer our customers a chance to rebuild their financial reputation and confidence with our Choice Opportunity Checking account.

  • $50 Minimum to Open Account
  • Low Monthly Fee of $10
  • With Direct Deposit, the Monthly Fee
    is Lowered to $8
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee

Choice Checking

Choice Checking is a basic checking account but there’s nothing basic about it! This checking account offers benefits meant to simplify your life.

  • $100 Minimum to open Account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • No Monthly Fee
  • Online Monthly Statements
    without Check Images 2

Choice Plus Checking

Looking for a little more than the basic checking account? Then Choice Plus Checking is for you! This checking account offers the same benefits of Choice Checking with the added option of earning interest.

  • $100 Minimum to Open Account
  • Unlimited Checking & Transactions
  • Monthly Statements with Check Images
  • $500 Minimum Daily Balance 3
  • Ability to Earn Interest 4

Choice Gold Checking

One of our most popular checking accounts, Choice Gold Checking is the best value with no hidden fees or minimum transaction requirements. Built for the way you live, Choice Gold Checking is packed with valuable features for your life such as personalized checks, Identity Theft Resolution Package, cell phone protection, movie ticket discounts, Nickel Rewards, and so much more! For the monthly fee of only $7.95, it’s easy to see why our Choice Gold Checking account is the most popular.

  • $100 Minimum to Open Account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • Monthly Statements with Check Images
  • Ability to Earn Interest 4
  • Cashier’s Checks at No Issue Fee 5

Additional Benefits:

  • $10,000 Accidental Death and Dismemberment Insurance: You can rest assured when you are protected with $10,000 in Accidental Death and Dismemberment Insurance 24-hours a day. Coverage divides equally into joint accounts and reduces by 50% at age 70. 6
  • Earn Additional Interest: Who doesn’t want more money? Collected daily balances of $1,000 or more will earn interest, and, by doing five simple things every month, you can earn even more interest with your Choice Gold Checking account! Visit our Earn Additional Interest page to learn more. Interest rates are subject to change daily.
  • Identity Theft Protection: Should you become a victim of Identity theft, we’ve got you covered! With your Choice Gold Checking account, you are protected at no additional charge with our Identity Theft Resolution Package if you become a victim of identity theft. You may also choose to increase your protection and upgrade to our Identity Theft Platinum Package for an additional cost. Both packages offer individual and family plans. Visit our Identity Theft Protection page to learn more.
  • Personalized Checks: Receive all the personally imprinted checks you need at no additional charge to you. Some restrictions may apply.
  • Personal Safe Deposit Box: Store your valuables in a personal-sized (3×5) Safe Deposit Box. It’s yours with no rental fee for an entire year. New rentals only. Contents of Safe Deposit Box are not FDIC insured.
  • Nickel Reward: Receive a nickel back per swipe when you use your Cecilian Bank VISA® Debit Card as a Point of Sale PIN-based or signature-based transaction. This will be credited to your account monthly as a Choice Club Reward and included in your monthly statement. Click here for Nickel Reward FAQs.
  • Cellular Telephone Protection: Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged in the U.S. and abroad. Your cellular phone bill must be paid through this account and covers the first three phones listed on your cellular phone bill. A $50 deductible per claim will be assessed. You may submit up to two claims per year. To file a claim, please call the Benefit Administrator at 1 (866) 210-0361. 6
  • Travel and Leisure Discounts: Redeem and print coupons online. Access discounts from your mobile device. Local and national discounts such as hotels, restaurants, rental cars, museums, sporting events, florists, dry cleaners, and more! Registration and enrollment required.
  • VIP Concierge: The VIP Concierge gives you access to a 24-hour travel emergency assistance service. Receive personal assistance with last-minute or emergency travel and flight changes, lost luggage, lost passport or travel documents, reservations for restaurants, the theater, sporting events, pre-trip travel advice, plus a multitude of other concierge and emergency travel assistance services. Simply call 1 (877) 295-9625 for personal VIP assistance!
  • Family Health Discounts: Enjoy savings on vision, prescriptions and dental services! Registration and enrollment required.

Choice 50 Gold Checking

They say these are some of the best years of our lives and you deserve a checking account that offers the best! Being 50 has its advantages and we’ve made sure you have the best we can offer! Choice 50 Gold Checking account comes with all the benefits of the other Choice Checking accounts but offers some unique benefits for our more mature customers at only $5.95 per month.

  • $100 Minimum to Open Account
  • Unlimited Checking & Transactions
  • No Minimum Balance Fee
  • Monthly Statements with Check Images
  • Ability to Earn Interest 4
  • Cashier’s Checks at No Issue Fee 5

Additional Benefits:

  • $10,000 Accidental Death and Dismemberment Insurance: You can rest assured when you are protected with $10,000 in Accidental Death and Dismemberment Insurance 24-hours a day. Coverage divides equally into joint accounts and reduces by 50% at age 70. 6
  • Earn Additional Interest: Who doesn’t want more money? Collected daily balances of $1,000 or more will earn interest, and, by doing five simple things every month, you can earn even more interest with your Choice Gold Checking account! Visit our Earn Additional Interest page to learn more. Interest rates are subject to change daily.
  • ID Theft Protection: Should you become a victim of ID theft, we’ve got you covered! With your Choice Gold Checking account, you are protected at no additional charge with our ID Theft Resolution Package if you become a victim of identity theft. You may also choose to increase your protection and upgrade to our ID Theft Platinum Package for an additional cost. Both packages offer individual and family plans. Visit our Identity Theft Protection page to learn more.
  • Personalized Checks: Receive all the personally imprinted checks you need at no additional charge to you. Some restrictions may apply.
  • Personal Safe Deposit Box: Store your valuables in a personal-sized (3×5) Safe Deposit Box. It’s yours with no rental fee for an entire year. New rentals only. Contents of Safe Deposit Box are not FDIC insured.
  • Nickel Reward: Receive a nickel back per swipe when you use your Cecilian Bank VISA® Debit Card as a Point of Sale PIN-based or signature-based transaction. This will be credited to your account monthly as a Choice Club Reward and included in your monthly statement. Click here for Nickel Reward FAQs.
  • Cellular Telephone Protection: Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged in the U.S. and abroad. Your cellular phone bill must be paid through this account and covers the first three phones listed on your cellular phone bill. A $50 deductible per claim will be assessed. You may submit up to two claims per year. To file a claim, please call the Benefit Administrator at 1 (866) 210-0361. 6
  • Travel and Leisure Discounts: Redeem and print coupons online. Access discounts from your mobile device. Local and national discounts such as hotels, restaurants, rental cars, museums, sporting events, florists, dry cleaners, and more! Registration and enrollment required.
  • VIP Concierge: The VIP Concierge gives you access to a 24-hour travel emergency assistance service. Receive personal assistance with last-minute or emergency travel and flight changes, lost luggage, lost passport or travel documents, reservations for restaurants, the theater, sporting events, pre-trip travel advice, plus a multitude of other concierge and emergency travel assistance services. Simply call 1 (877) 295-9625 for personal VIP assistance!
  • Family Health Discounts: Enjoy savings on vision, prescriptions and dental services! Registration and enrollment required.

Easy Money Investment Checking

Enjoy the benefits of easy, unlimited access to your personal funds and receive a competitive interest rate with The Cecilian Bank’s Easy Money Investment account. It really is just that easy!

  • $10,000 Minimum to Open Account
  • $10,000 Minimum Daily Balance 7
  • Ability to Earn Interest 8
  • Unlimited Checking & Transactions

  1. Account owners 14 to 17 years of age must have a parent or legal guardian as a co-owner on the account.
  2. Printed monthly statements available for $2 per month. Statement images also available for an additional $2 per statement.
  3. When you keep a  minimum balance of $500 in the account each day, you will avoid the monthly fee. Should your balance drop below $500, a $7.50 monthly fee will be charged.
  4. Collected daily balances of $1,000 or more will earn interest. Rate subject to change daily. Other terms and conditions may apply.
  5. Limit of three per month.
  6. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
  7. When you keep a minimum balance of $10,000 in the account each day, you will avoid the monthly fee. Should your balance drop below $10,000, a $20 monthly fee will be charged.
  8. Collected daily balances of $10,000 or more will earn interest. Rates are subject to change daily. Other terms and conditions may apply.