No one intends to overdraw their checking account, but we know it can happen and it can be costly! The Cecilian Bank developed features you can add that will safeguard your checking account from being eaten away by fees.
Hometown Coverage is a discretionary, non-contractual overdraft courtesy program that may save you from embarrassment and merchant fees should you overdraw your checking account. This feature is a customer favorite! Certain terms and conditions apply to Hometown Coverage. Available to eligible customers only. For more information regarding Hometown Coverage, please click the link below.
More Hometown Coverage Information
The Cecilian Bank allows a customer to establish an Automated Transfer of funds by linking a checking account to another deposit or credit account for overdraft protection.
CheckLine is a line of credit1 directly tied to your checking account to prevent overdrafts. To apply for CheckLine, contact one of our expert loan officers, who can help you with the application process.
Discover how to access free or low-cost financial education workshops or individualized counseling and how to more effectively manage your finances by clicking one of the links below.
The Federal Trade Commission: Choosing a Credit Counselor
Consumer Financial Protection Bureau