Savings

Whether you’re saving for a sporty new car, a well-deserved vacation, your dream home, a comfortable retirement, or just for a rainy day, The Cecilian Bank offers saving solutions no matter what your future goals may be. When you save your money, you’re investing in your future. Let us help you achieve your financial goals and secure your future!

Click here to view a Checklist of items you'll need to open a new account.

Choice Savings

If you’re thinking about how best to save your money, consider The Cecilian Bank’s Choice Savings account. Our Choice Savings account is our most popular savings account because it is the most flexible while it earns interest quarterly. To make saving even easier, we offer automatic transfers from your checking account or you can set up direct deposit into your savings account.

  • $50 Minimum to Open Account
  • $100 Daily Minimum Balance to Avoid $5 Monthly fee 1
  • Transactions are Limited 2

Round-Up Savings

Save while you spend! The Cecilian Bank’s free Round-Up Savings feature automatically rounds up your debit card purchase to the nearest $1 or $5 amount. The rounded up portion is automatically deposited into any of your savings accounts at The Cecilian Bank. This feature helps your savings account grow and makes it easier to balance your checkbook! You must have a checking and a savings account with The Cecilian Bank in order to take advantage of this free benefit. Current account holders can enroll through Online Banking or Mobile Banking.


Christmas Club

Don’t get bogged down in debt! Instead, have a holly-jolly Christmas with The Cecilian Bank’s Christmas Club savings account!  You’ll Deck the Halls with no stress this holiday season.

  • Direct Deposit or Automatic Transfer Required
  • Deposits are Accepted Anytime
  • Early Withdrawals are Prohibited
  • Balances are Transferred to Your Deposit Account Annually in Early October
  • Additional Benefits for Balances $500 and Up! – Bonus Paid at the End of the Club Deposit Period

Vacation Club

Do you dream of radiant sunshine, sparkling water and crystal white beaches? Or perhaps you dream of the soft, powdery snow, crackling clubhouse fireplaces and the relaxation of a hot tub at your favorite ski slope. Where ever your imagination takes you, let us help you get there with The Cecilian Bank’s Vacation Club savings account.

  • Direct Deposit or Automatic Transfer Required
  • Deposits are Accepted Anytime
  • Early Withdrawals are Prohibited
  • Balances are Transferred to Your Deposit Account Annually in Mid-March
  • Additional Benefits for Balances $500 and Up! – Bonus Paid at the End of the Club Deposit Period

Certificate of Deposit (CDs)

At The Cecilian Bank, we can structure a Certificate of Deposit Account to fit your individual needs. We offer competitive terms and interest rates. From time to time, we may offer special terms or rates. Check out our Interest Rates showing all current certificates of deposit terms, rates and minimum deposit amounts.


Individual Retirement Accounts (IRAs)

Has the stock market or your mutual fund investments in your IRA got you worried? Do market value fluctuations in your IRA bond investments make you lose sleep? Can you risk losing any of your hard-earned retirement dollars? Playing it conservative with FDIC insured IRA’s at The Cecilian Bank eliminates these worries. We offer various terms to suit your investment style, whether it’s short-term or long-term. Choose from Traditional, Roth or SEP IRA’s. We recommend you consult with your tax advisor to see which type of IRA would best suit your needs. Check out our Interest Rates showing all current IRA terms, rates and minimum deposit amounts. Contact any of our Customer Service Representatives to get your IRA started.


Health Savings Account (HSA)

Get a handle on rising health care costs with a Health Savings Account (HSA). This savings account lets you set aside money on a pre-tax basis to pay for qualified medical expenses. Use the untaxed dollars in your HSA to pay for deductibles, co-payments, co-insurance, and other expenses to lower your overall health care costs.


  1. Minimum balance waived for persons under 18 years of age.
  2. An Excess Debit Fee of $5 per item over three (3) items will be assessed per month.
  3. Collected daily balances of $50 or more earn interest. Rates are subject to change daily. Other terms and conditions may apply.