BEWARE THIS HOLIDAY SEASON!
Scammers are on the rise, taking advantage of the festive chaos!
Beware of suspicious texts or calls asking if you tried to purchase items on your debit card.
People continue to receive text alerts about unauthorized amounts with suspicious links for customers to click if they don’t recognize the charge. Don’t click it! The fraudulent link redirects you to a site mimicking your financial institution’s online banking. Once you enter your username and password, scammers contact you via a spoofed number that appears to be from the financial institution to request the code you receive. From there, they take control of your online banking and total control of your funds entirely. Always log in to our website or secure Mobile Banking App to ensure the utmost security for your online banking. By accessing your account directly through our trusted platforms, you can be confident that your personal and financial data are well-protected. Call our Customer Support Center at (270) 982-4TCB when in doubt. Remember, you can also use the chat feature on our website, Online Banking, or the Mobile Banking App!
The U.S. Department of Treasury offers some insight on how to avoid common holiday scams.
Securing the Season: Preventing Holiday Cybercrime and Fraud
Earn interest on your checking, savings and CD accounts! See our Interest Rates below.
Type of Account/Term | Minimum Opening Balance | Minimum Opening Balance to Obtain APY 1 | Compounding Frequency | Interest Rate | APY 1, 2 |
Fixed 3 mo. | $1,000 | $1,000 | Quarterly | 1.00% | 1.00% |
Fixed 6 mo. | $1,000 | $1,000 | Quarterly | 1.74% | 1.75% |
Fixed 9 mo. | $10,000 | $10,000 | Quarterly | 5.25% | 5.35% |
Fixed 11 mo. | $10,000 | $10,000 | Quarterly | 4.33% | 4.40% |
Fixed 12 mo. | $1,000 | $1,000 | Quarterly | 2.48% | 2.50% |
Fixed 18 mo. | $10,000 | $10,000 | Quarterly | 5.29% | 5.40% |
Fixed 21 mo. | $1,000 | $1,000 | Quarterly | 3.21% | 3.25% |
Type of Account/Term | Minimum Opening Balance | Minimum Daily Balance to Obtain APY 1 | Compounding Frequency | Interest Rate | APY 1, 2 |
Fixed 24 mo. | $1,000 | $1,000 | Quarterly | 3.21% | 3.25% |
Fixed 27 mo. | $1,000 | $1,000 | Quarterly | 3.46% | 3.50% |
Fixed 30 mo. | $1,000 | $1,000 | Quarterly | 3.46% | 3.50% |
Fixed 36 mo. | $1,000 | $1,000 | Quarterly | 3.46% | 3.50% |
Fixed 48 mo. | $1,000 | $1,000 | Quarterly | 3.70% | 3.75% |
Fixed 60 mo. | $1,000 | $1,000 | Quarterly | 3.70% | 3.75% |
Fixed 72 mo. | $1,000 | $1,000 | Quarterly | 3.70% | 3.75% |
Type of Account | Minimum Opening Balance | Minimum Daily Balance to Obtain APY 1 | Compounding Frequency | Interest Rate | APY 1, 3, 4 |
Choice Savings Account | $50 | $50 | Quarterly | 0.05% | 0.05% |
Power $avings Account | $50,000 | $50,000 | Quarterly | 2.48% | 2.50% |
Health Savings Account | $100 | 0-$2,499.99 $2,500-$9,999.99 $10,000 & Up | Monthly Monthly Monthly | 0.01% 0.02% 0.035% | 0.01% 0.02% 0.04% |
NOW Account Checking | $1,000 | $500 | Monthly | 0.01% | 0.01% |
Choice Plus Checking | $100 | $1,000 | Monthly | 0.01% | 0.01% |
Choice Gold & Choice 50 Gold Checking | $100 | Base Rate: $1,000 Tier 2: $1,000 Tier 3: $1,000 Tier 4: $1,000 Tier 5: $1,000 Tier 6: $1,000 | Monthly Monthly Monthly Monthly Monthly Monthly | 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
Easy Money Investment Checking | $10,000 | $10,000 | Monthly | 0.08% | 0.08% |
Business Partner Money Market | $10,000 | $10,000 | Monthly | 0.05% | 0.05% |
Regular Money Market Fund | $2,500 | Under $500 $500-$2,499.99 $2,500-$9,999.99 $10,000 & Up | N/A Monthly Monthly Monthly | N/A 0.01% 0.01% 0.02% | N/A 0.01% 0.01% 0.02% |
Type of Account/Term | Minimum Opening Balance | Minimum Daily Balance to Obtain APY 1 | Compounding Frequency | Interest Rate | APY 1, 2 |
Fixed 3 mo. | $100 | $100 | Quarterly | 0.05% | 0.05% |
Fixed 12 mo. | $100 | $100 | Quarterly | 4.91% | 5.00% |
Fixed 18 mo. | $100 | $100 | Quarterly | 5.15% | 5.25% |
Fixed 24 mo. | $100 | $100 | Quarterly | 3.21% | 3.25% |
Fixed 30 mo. | $100 | $100 | Quarterly | 3.46% | 3.50% |
Fixed 36 mo. | $100 | $100 | Quarterly | 3.46% | 3.50% |
Fixed 48 mo. | $100 | $100 | Quarterly | 3.94% | 4.00% |
Fixed 60 mo. | $100 | $100 | Quarterly | 3.94% | 4.00% |
Type of Account | Minimum Opening Balance | Minimum Balance to Obtain APY 1 | Interest Rate | APY 1, 3, 4 |
Business Partner Investment Checking | $100 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
Community Partner Investment Checking | $100 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
TGIF Money Market | $2,500 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.02% 0.03% 0.04% 0.05% 0.06% | ------ 0.01% 0.02% 0.03% 0.04% 0.05% 0.06% |
Balance Levels 6 | Percentage | Index | Interest Rate | APY 1, 3, 7 |
$0 - $9,999.99 | 0% of average Fed Funds Rate | 5.1500% | 0.00% | 0.00% |
$10,000 - $24,999.99 | .19% of average Fed Fund Rate | 5.1500% | 0.01% | 0.01% |
$25.000 - $99,999.99 | .39% of average Fed Fund Rate | 5.1500% | 0.02% | 0.02% |
$100,000 - $249,999.99 | .97% of average Fed Fund Rate | 5.1500% | 0.05% | 0.05% |
$250,000 - $999,999.99 | 1.36% of average Fed Fund Rate | 5.1500% | 0.07% | 0.07% |
$1,000,000 - $249,999.99 | 1.94% of average Fed Fund Rate | 5.1500% | 0.10% | 0.10% |
$2,500,000 - $4,999,999.99 | 13.59% of average Fed Fund Rate | 5.1500% | 0.70% | 0.70% |
$5,000,000 - $9,999,999.99 | 26.21% of average Fed Fund Rate | 5.1500% | 1.35% | 1.36% |
$10,000,000 or more | 52.43% of average Fed Fund Rate | 5.1500% | 2.70% | 2.73% |