To allow our employees to celebrate the holiday with their families, The Cecilian Bank will be closed for Christmas Day, Thursday, December 25, and will reopen on Friday, December 26.
For your banking convenience, our Online Banking, Mobile Banking App, and ATMs are available all day, every day!
Earn interest on your checking, savings and CD accounts! See our Interest Rates below.
| Type of Account/Term | Minimum Opening Balance | Interest Rate | APY 1, 2 |
| Fixed 3 mo. | $1,000 | 3.21% | 3.25% |
| Fixed 5 mo. | $1,000 | 3.46% | 3.50% |
| Fixed 6 mo. | $1,000 | 3.46% | 3.50% |
| Fixed 9 mo. | $1,000 | 3.46% | 3.50% |
| Fixed 11 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 12 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 18 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 21 mo. | $1,000 | 3.70% | 3.75% |
| Type of Account/Term | Minimum Opening Balance | Interest Rate | APY 1, 2 |
| Fixed 24 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 27 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 30 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 36 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 48 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 60 mo. | $1,000 | 3.70% | 3.75% |
| Fixed 72 mo. | $1,000 | 3.70% | 3.75% |
| Type of Account | Minimum Opening Balance | Minimum Daily Balance to Obtain APY 1 | Interest Rate | APY 1, 3, 4 |
| Choice Savings Account | $50 | $50 | 0.10% | 0.10% |
| Power $avings Account | $50,000 | $50,000 | 1.99% | 2.00% |
| Health Savings Account | $100 | 0-$2,499.99 $2,500-$9,999.99 $10,000 & Up | 0.01% 0.02% 0.04% | 0.01% 0.02% 0.04% |
| NOW Account Checking | $1,000 | $500 | 0.01% | 0.01% |
| Choice Plus Checking | $100 | $1,000 | 0.01% | 0.01% |
| Choice Gold & Choice 50 Gold Checking | $100 | Base Rate: $1,000 Tier 2: $1,000 Tier 3: $1,000 Tier 4: $1,000 Tier 5: $1,000 Tier 6: $1,000 | 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
| Easy Money Investment Checking | $10,000 | $10,000 | 0.17% | 0.17% |
| Business Partner Money Market | $10,000 | $10,000 | 0.17% | 0.17% |
| Regular Money Market Fund | $2,500 | Under $500 $500-$2,499.99 $2,500-$9,999.99 $10,000 & Up | N/A 0.01% 0.01% 0.02% | N/A 0.01% 0.01% 0.02% |
| Type of Account/Term | Minimum Opening Balance | Interest Rate | APY 1, 2 |
| Fixed 3 mo. | $100 | 0.05% | 0.05% |
| Fixed 12 mo. | $100 | 3.70% | 3.75% |
| Fixed 18 mo. | $100 | 3.70% | 3.75% |
| Fixed 24 mo. | $100 | 3.70% | 3.75% |
| Fixed 30 mo. | $100 | 3.70% | 3.75% |
| Fixed 36 mo. | $100 | 3.70% | 3.75% |
| Fixed 48 mo. | $100 | 3.70% | 3.75% |
| Fixed 60 mo. | $100 | 3.70% | 3.75% |
| Type of Account | Minimum Opening Balance | Minimum Balance to Obtain APY 1 | Interest Rate | APY 1, 3, 4 |
| Business Partner Investment Checking | $100 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
| Community Partner Investment Checking | $100 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% | ------ 0.01% 0.01% 0.01% 0.02% 0.03% 0.04% |
| TGIF Money Market | $2,500 | $0.01-$999.99 $1,000-$2,499.99 $2,500-$9,999.99 $10,000-$24,999.99 $25,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up | ------ 0.01% 0.02% 0.03% 0.04% 0.05% 0.06% | ------ 0.01% 0.02% 0.03% 0.04% 0.05% 0.06% |
| Balance Levels 6 | Percentage | Index | Interest Rate | APY 1, 3, 7 |
| $0 - $9,999.99 | 0% of average Fed Funds Rate | 3.9000% | 0.00% | 0.00% |
| $10,000 - $24,999.99 | 2.56% of average Fed Fund Rate | 3.9000% | 0.10% | 0.10% |
| $25.000 - $99,999.99 | 6.41% of average Fed Fund Rate | 3.9000% | 0.25% | 0.25% |
| $100,000 - $249,999.99 | 8.97% of average Fed Fund Rate | 3.9000% | 0.35% | 0.35% |
| $250,000 - $999,999.99 | 17.95% of average Fed Fund Rate | 3.9000% | 0.70% | 0.70% |
| $1,000,000 - $249,999.99 | 19.23% of average Fed Fund Rate | 3.9000% | 0.75% | 0.75% |
| $2,500,000 - $4,999,999.99 | 25.64% of average Fed Fund Rate | 3.9000% | 1.00% | 1.00% |
| $5,000,000 - $9,999,999.99 | 32.05% of average Fed Fund Rate | 3.9000% | 1.25% | 1.26% |
| $10,000,000 or more | 57.69% of average Fed Fund Rate | 3.9000% | 2.25% | 2.27% |